Third World Immigrants Cause Motor Insurance Premiums to Rise

British consumers struggling to pay ever-increasing motor insurance premiums will be pleased to hear that the cost of uninsured Third World immigrant drivers have added on average £30 to every policy.

According to a new report by the Motor Insurers’ Bureau (MIB), uninsured drivers in Britain cost insurance companies up to £500 million a year. This is passed on directly to law-abiding drivers in the form of increased premiums.

According to the MIB, which provides compensation to victims of uninsured and untraced drivers, almost a third of third of motorists are driving without insurance “in some parts of Britain.”

The MIB did not, of course, identify exactly who these drivers are, but it did name the worst offending area: Bordesley in Birmingham, where the one-third figure was reached.

Based on the 2001 population census (which is, of course, a decade out of date), only 28.6 percent of Bordesley’s inhabitants are white.

The single largest racial group in Bordesley are Asian (62.6 percent).

According to the MIB, other regions with large numbers of uninsured drivers include parts of Essex, Manchester and West Yorkshire.

Police figures have revealed that there is a correlation between uninsured driving and “other crimes,” according to media reports.

Uninsured drivers are apparently “five times more likely to be involved in road collisions, fail to comply with traffic laws, or be engaged in criminal activity.”

MIB chief executive Ashton West was quoted in the media as saying “

We cannot stand by and let uninsured driving continue. Otherwise, the honest motorist will keep paying the bills for the injury and damage caused to people and property.”

In March 20101, all asylum seekers and some immigrants were banned from applying for a driving licence under new rules brought in by the Department for Transport.

It is not only in the area of uninsured drivers that the immigrant community has been preying on the indigenous population.

Last year, the Automobile Association (AA) said that car insurance premiums had jumped by an average of 30 percent after a massive upsurge in fraud and faked car crash claims which have been blamed by police and insurance crime investigators on Pakistani, Afghan and Bangladeshi immigrants.

According to Simon Douglas, director of AA Insurance, almost half of the average insurance policy now goes to cover the cost of whiplash claims, fraud, legal fees and tax. The number of whiplash claims has risen by 25 per cent in six years and £44 from every motorist’s policy goes to cover fraudulent staged accidents.

According to the media, these “crash for cash” claims are so common in certain areas that drivers in some parts of the country either cannot buy insurance at all or have to pay massively inflated premiums.

These areas are often located in wealthier areas where victims are most likely to have full comprehensive insurance.

According to the Insurance Fraud Bureau, there were about 30,000 “staged car crashes” last year which cost insurers about £350 million and added £44 to the premium of every driver.

In September 2009, London police inspector Nick Chalmers told BBC Asian Radio that “Pakistani, Afghan and Bangladeshi criminal gangs in Britain are staging deliberate car accidents in order to claim their victims’ car insurance money.”

Inspector Chalmers said that the gangs operate primarily in Yorkshire, Lancashire and the suburbs of London.

“The modus operandi of the gangs appears to be to move closely in a convoy of two cars. The first car suddenly brakes very hard, as does the second, forcing the targeted victim’s car to crash into the rear of the second car,” he said.

“The perpetrators then make a fraudulent car crash claim to their victim’s insurance company for damages to their vehicle and for personal injuries, such as whiplash, real or not,” he continued.

“Some fraudsters have claimed for injuries to persons not even present in the vehicle.

“Ten such gangs operate in northwest London alone, and the daily count of staged accidents could be up to 20,” Insp. Chalmers said.

An article in the Financial Times from 2008 dealing with the topic quoted the Insurance Fraud Bureau’s (IFB) head, Sue Jones, as saying that the proceeds from the ‘crash for cash’ cases were’ linked to other serious crimes and countries associated with Islamic extremism, such as Afghanistan.’

Ms Jones was quoted as saying that the IFB was specifically targeting these gangs, many of which were linked with “all sorts of other criminality.

“This is not just a crime where greedy people are lining their own pockets and driving around in flash cars and buying nice houses. It’s the more sinister uses to which the money is being put,” she said.

Ms Jones added that “the crime was linked to drugs, immigration frauds and other financial offences, perhaps even including the financing of Muslim extremist groups.

“Of concern to us is the volume of money that’s going out of the country through places like Dubai and into places like Pakistan and Afghanistan. Once the money is out there, it does become particularly difficult to get a handle on it,” she said.